No obligation. No sales pressure. Just clear answers.
Licensed in WA, CA & other states • Partners with Nationwide, One America, Securian, John Hancock, Lincoln & more
Most families are unprepared when long-term care becomes necessary. Without a plan, savings can disappear quickly - affecting your legacy and your piece of mind.
Studies show the average cost of nursing home care now exceeds $100,000 per year in the Seattle metro area.
What long-term care planning really involves
Why traditional approaches may no longer be the best option
Modern hybrid and asset-based solutions (with guarantees)
The key questions every family should ask before deciding
How to protect your retirement savings and legacy




For more than 25 years, Gil Edwards, RICP® has helped thousands of individuals and families create clear, confident plans for retirement income and long-term care protection.
His approach is simple: straightforward education — no pressure, no obligation, just the information you need to make the best decision for your family.
How Gil Can Help You:
1.Retirement income planning (taxes, market risk, healthcare & legacy)
2. Asset-based/hybrid long-term care solutions (life insurance or annuity- linked)
3. Annuities for guaranteed income + long-term care funding
4. Side-by-side comparisons from top carriers
Get Clarity. Get Confidence. Get Gil.
Serving: Washington (WA #96782), California (CA #0632878), and clients nationwide where licensed.
25+ years of experience
RICP® Certified (Retirement Income Certified Professional)
Licensed across multiple state
Partners with top-rated carriers: Mutual of Omaha, John Hancock, Lincoln, Nationwide, OneAmerica, Securian & others
No-pressure, educational approach
Serving Washington and clients across the United States where licensed
WA# 96782, CA# 0632878, other state licenses available upon request
Insurance products are subject to underwriting and approval. Not available in all states
Copyright 2026 Seattle, WA. Gil Edwards & Associates, Inc. All Rights Reserved.